How to use HDFC Netsafe VCC on those merchants which only accepts PayPal as their payment processor?

HDFC Netsafe is boon to thousands of webmasters out there in India who don't have access to Credit Card mainly due to the fact that getting a Credit Card is a tedious task here in India. Though now a days many banks are offering credit cards against Fixed Deposits (FD) but still many people want to stay away from all the problems that credit cards bring with them.